Group 1 - The Western Australia state budget released on June 19 introduces a series of policies aimed at assisting residents in home ownership, including a new low deposit loan specifically designed for those planning to build homes in the region [1][3] - The new loan product requires only a 2% deposit and is targeted at individuals constructing modular homes, which are primarily built in factories and then assembled on-site, potentially saving up to 23% in construction time according to Mirvac's research [3][5] - The loan, managed by the government enterprise Keystart, allows for up to four installment payments during the factory construction phase, addressing the challenge of financing while managing existing housing costs [5][7] Group 2 - The new budget also promotes housing construction through a shared equity model, with a $210 million investment plan providing 1,000 shared equity loans, where the state government will purchase up to 35% of the property value or a maximum of $250,000 [7] - This shared equity loan is applicable only for new or under-construction apartments and townhouses, with the program expected to launch in September [7]