信用无押金服务

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山东枣庄建设“无押金城市”破解民生痛点
Xin Hua She· 2025-07-21 10:31
Core Viewpoint - Shandong Province's Zaozhuang City has introduced an implementation plan to create a "No Deposit City," aiming to enhance the social credit system and improve the business environment by eliminating deposit requirements in various sectors [1][2]. Group 1: Implementation Plan - The implementation plan categorizes deposit issues into four types: legal clearance, direct cancellation, credit substitution, and enhanced regulation, with specific reforms identified in 12 areas including hospital stays, hotel accommodations, and library borrowing [1][2]. - The plan emphasizes the need for a comprehensive assessment of existing deposit collection practices and mandates timely actions to eliminate unnecessary deposits and implement credit management where applicable [1]. Group 2: Credit System Development - Zaozhuang will leverage the "Liuhua Fen" personal credit scoring platform to develop a "No Deposit" service platform, providing a unified "credit code" for users to access these services [2]. - The city aims to establish three main databases for enterprise credit evaluation, personal credit evaluation, and credit commitments, facilitating the collection, evaluation, application, and interaction of credit information [2]. Group 3: Current Progress and Future Prospects - Currently, eight public transport companies in Zaozhuang have eliminated bus card deposits, and the local library has implemented a "no deposit" borrowing system [3]. - Hospitals in the city are offering "credit medical" services, allowing citizens with good credit ratings to enjoy deposit-free hospital stays and "pay after treatment" options, indicating a growing trend towards more accessible credit-based services [3].