Core Insights - The national cash flow information platform has facilitated financing of 19.42 billion yuan for 3,709 enterprises in Guangdong, with 19,800 queries made by financial institutions [1][2] Group 1: Platform Overview - The cash flow platform, organized by the People's Bank of China, is set to begin trial operations in October 2024, showcasing three years of transaction data for enterprises [1] - The platform enhances financial institutions' risk assessment capabilities and credit decision efficiency for small and micro enterprises [1] Group 2: Financing Models - The "cash flow platform +脱核链贷" model utilizes enterprise cash flow data and supply chain information to provide tailored financing services [1] - The "cash flow platform +首贷户" model significantly increases the success rate of first-time loans by analyzing enterprise stability and cash flow [2] Group 3: Recent Developments - On the day of the event, 16 financial institutions and 16 small and micro enterprises signed financing projects totaling 530 million yuan [2] - The People's Bank of China in Guangdong plans to expand the scope of cash flow information sharing and guide local banks in utilizing the platform effectively [2]