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泗阳农商银行生态赋能链动产业服务新篇
Jiang Nan Shi Bao· 2025-10-15 06:53
Group 1 - The core viewpoint of the articles emphasizes the transformation of Siyang Rural Commercial Bank from passive response to proactive empowerment, focusing on creating a multi-win value community through industry-centric approaches and strategic alliances [1][3] - The bank has implemented the "Five Ones" project to integrate financial services into the development of leading county industries, establishing an "industry expert" service team to understand industry trends and customer needs [1] - A "full-chain" product package has been developed to cater to the specific characteristics of the upstream and downstream of county leading industry chains, covering all aspects from product design to circulation [1] Group 2 - The bank has created a "data-driven" information-sharing platform in collaboration with core enterprises, digitizing and visualizing order flows, logistics, and capital flows to enhance credit assessment and dynamic risk management [1] - The bank has established a "full-domain" risk mitigation mechanism through "whole-chain credit granting," which helps to disperse individual risks [1] - The bank is focusing on high-frequency scenarios to capture C-end customers through strategic partnerships and platform development, including collaborations with government departments for social security card issuance [2] Group 3 - The bank aims to build an open and win-win ecosystem, emphasizing the importance of alliances to maximize value and create a multiplier effect [3] - The bank deepens cooperation with local governments and enterprises through party-building initiatives, integrating financial services with local governance and community services [3] - The bank has formed an "enterprise service alliance" with local accounting firms, law firms, and consulting companies to provide bundled financial and non-financial services, fostering a strong partnership that enhances competitive advantage [3]