Core Viewpoint - The article emphasizes the importance of a multi-tiered pension insurance system in China, which is essential for addressing the aging population and ensuring the well-being of the elderly. The South Fund is committed to enhancing pension finance as a key focus area to support this system [1][2]. Group 1: Pension System Development - China has established a pension insurance system consisting of three pillars: the first pillar is the basic pension, the second pillar is enterprise (occupational) annuities, and the third pillar is personal pensions, which work together to support the elderly [1]. - The personal pension system has reached a milestone of three years since its implementation, with over 300 personal pension funds now available, and nearly all products achieving positive returns [1][2]. Group 2: Product Innovation and Service Support - South Fund has developed a diverse range of personal pension products, including target date funds, target risk funds, and index funds, to meet various investment needs and risk preferences [2]. - The company focuses on enhancing user experience through a comprehensive self-developed pension support system, offering a one-stop service for investors, including online account management and personalized pension planning tools [3]. Group 3: Research and Investment Capability - The company emphasizes the importance of strengthening core research and investment capabilities to support the development of pension finance, focusing on long-term value investment [4][5]. - South Fund has established a specialized research team for pension products, leveraging a platform-based research system to enhance multi-asset allocation capabilities [4]. Group 4: Education and Community Engagement - South Fund is committed to enhancing public understanding of pension finance through a systematic and high-quality educational framework, integrating financial education into community activities [5][6]. - The company employs innovative educational methods, such as thematic reports and multimedia content, to promote awareness and understanding of personal pension systems among investors [7]. Group 5: Future Directions - Moving forward, South Fund aims to innovate products and services, increase resource investment in research, and expand educational outreach to deepen its engagement in the pension finance sector [7].