Core Viewpoint - The trend of Hong Kong residents moving to mainland China for social insurance, particularly in the Guangdong-Hong Kong-Macao Greater Bay Area, is gaining popularity as they prepare for retirement and seek better living conditions [1][3][12]. Group 1: Social Insurance Demand - There is a noticeable increase in inquiries from Hong Kong residents about applying for social insurance in mainland China, particularly for retirement planning [3][12]. - As of August 2024, 332,800 Hong Kong and Macao residents have participated in social insurance in Guangdong, marking a 118.93% increase since the launch of the "Bay Area Social Insurance Pass" in late 2021 [14][22]. - The social insurance options available include pension, unemployment, and medical insurance, which are seen as beneficial for Hong Kong residents living in mainland cities [13][24]. Group 2: Healthcare Services - The medical insurance provided under mainland social insurance is highly regarded for its efficiency and affordability compared to Hong Kong's healthcare system [15][18]. - Hong Kong residents have reported positive experiences with mainland medical services, citing shorter wait times and lower costs for treatments [17][21]. - The flexibility of applying for medical insurance, even for those not employed in mainland China, is a significant draw for Hong Kong residents [19][26]. Group 3: Policy and Implementation - The "Interim Measures" implemented in 2020 have facilitated the inclusion of Hong Kong and Macao residents in mainland social insurance schemes, allowing for easier access and participation [24][26]. - Local authorities are actively working to improve cross-border social insurance services, including partnerships with institutions in Hong Kong and Macao to streamline processes [28][29]. - The policies are designed to be flexible, allowing Hong Kong residents to apply for social insurance with minimal bureaucratic hurdles [28].

Core Viewpoint - The article discusses the growing trend of Hong Kong residents moving to mainland China to purchase social insurance and medical insurance, particularly in the context of preparing for retirement in cities like Shenzhen and Zhongshan [2][4][6]. Group 1: Social Insurance Trends - There is an increasing interest among Hong Kong residents in applying for social insurance in mainland China, with many seeking to secure their retirement plans [2][4]. - As of August 2024, 332,800 Hong Kong and Macau residents participated in social insurance in Guangdong, marking a 118.93% increase since the launch of the "Bay Area Social Security Pass" in late 2021 [6][12]. Group 2: Personal Experiences - Robin, a Hong Kong resident, shares his journey of moving to Zhongshan and highlights the benefits of local social insurance, including lower living costs compared to Hong Kong [4][5]. - Many Hong Kong residents, particularly those aged 40 to 60, are exploring retirement options in mainland cities, often seeking assistance from individuals like Robin who provide intermediary services [5][6]. Group 3: Medical Insurance Insights - The medical services in mainland China are increasingly recognized by Hong Kong residents for their efficiency and affordability, with many opting for local medical insurance [8][10]. - A Hong Kong resident noted that the cost of medical treatment in mainland China is significantly lower than in Hong Kong, with a specific example of cataract treatment highlighting the long wait times in Hong Kong's public healthcare system [9][10]. Group 4: Policy and Accessibility - The "Interim Measures" implemented in 2020 allow Hong Kong and Macau residents to participate in social insurance in mainland China, with provisions for both employed and non-employed individuals [14][15]. - The policies are designed to be flexible, allowing for easy enrollment in social insurance for Hong Kong residents living in mainland China, which is seen as a significant benefit [15][16].