Core Viewpoint - Qingdao Rural Commercial Bank has launched a fixed-income product, aiming to raise a minimum of 1 million yuan with an initial target of 300 million yuan, indicating a strategic move to attract investors in a low-risk environment [1] Group 1: Product Details - The product, named Chuangfu Youxiang No. 875, has a fundraising period from November 4, 2025, to November 10, 2025 [1] - The minimum investment amount is set at 10,000 yuan, with a minimum fundraising scale of 1 million yuan [1] - The product has a term of 394 days and an internal risk rating classified as medium-low risk [1] Group 2: Performance Benchmark - The performance comparison benchmark for the product is set between 2.00% and 3.00% [1] - It is important to note that the performance comparison benchmark does not represent the expected yield or guarantee future performance [1]