华泰人寿华瑞一生少儿年金保险(分红型)
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《华泰人寿华瑞一生少儿年金保险(分红型)》获评“年度优选分红险产品”
Yang Guang Wang· 2025-07-28 03:54
Core Viewpoint - Huatai Life's "Huari Life Children's Annuity Insurance (Dividend Type)" has been awarded "Annual Preferred Dividend Insurance Product" by the influential insurance media "Today Insurance" and its research institute, highlighting the product's ability to meet children's financial needs at key growth stages and provide a comprehensive solution for health risk protection and asset planning [1][2]. Group 1: Product Features - The "Huari Life Children's Annuity Insurance (Dividend Type)" offers a lifelong survival benefit mechanism, allowing policyholders to receive survival insurance payments starting from age 18, aligning with critical life stages such as education, marriage, and entrepreneurship [3]. - The product features a dual-engine design of "guaranteed benefits + floating dividends," enabling stable wealth transfer and annual dividend distribution, thus allowing wealth to grow alongside the child [3]. Group 2: Health Protection - The "Huatai Life Attached Huayou Guardian Children's Specific Disease Insurance" provides coverage for 26 common childhood diseases and 7 specific diseases, with a maximum coverage of 150% of the basic amount, ensuring continued health protection until the age of 30 [4]. - The insurance plan is designed with a low premium threshold, making it accessible to more families and addressing the social issue of poverty caused by illness [4]. Group 3: Value-Added Services - The insurance plan includes a 10-year long-term value-added service that focuses on core risks in children's growth, integrating scarce medical resources for early screening and intervention, as well as global diagnostic support [5]. - The company aims to create a comprehensive "insurance + service" ecosystem, providing personalized and progressive support throughout children's growth and education, and striving to become a leader in niche markets within the intermediary channel [5].