Core Viewpoint - The company, 哈啰数科, is actively seeking to acquire a small loan license, indicating a strategic move to expand its financial services and enhance compliance in the tightening regulatory environment [10][14][30]. Group 1: Job Positions and Requirements - 哈啰数科 has posted job openings related to licensing, including positions for "Director - Chongqing Small Loan" and "General Manager and Legal Person - Tianjin Financing Guarantee" [1][4]. - The "Director - Chongqing Small Loan" position requires a deep understanding of the internet finance market, financial risk management, and the ability to provide insights on risk decisions [1]. - The "General Manager and Legal Person - Tianjin Financing Guarantee" position demands expertise in the entire process of internet guarantee business, including product design and credit approval [4]. Group 2: Salary and Location - The salary range for both positions is between 20K to 40K, with additional bonuses (14 months for the first position and 15 months for the second) [2][5]. - The "Director - Chongqing Small Loan" position is based in Shapingba District, Chongqing, while the "General Manager and Legal Person - Tianjin Financing Guarantee" is located in Hebei District, Tianjin [3][6]. Group 3: Strategic Implications of Acquiring Licenses - The recruitment efforts suggest that 哈啰数科 is planning to secure a small loan license in Chongqing, potentially acquiring it from a group facing debt issues [14]. - Currently, 哈啰数科 relies on 天津千宏融资担保有限公司 for its loan products, indicating a need for more licenses to expand its operations [10][15]. - The company’s current loan balance exceeds 400 billion, highlighting the necessity for additional licenses to support its growing business [16]. Group 4: Market Context and Future Outlook - The small loan market is experiencing a polarization, with leading platforms growing while smaller ones face significant challenges due to stricter regulations [22][25]. - As of June 2025, there are 4,974 small loan companies in China, with a total loan balance of 736.1 billion, reflecting a decline in the number of companies over the past decade [23][24]. - The acquisition of a small loan license would allow 哈啰数科 to engage more directly in lending activities, enhancing its operational autonomy and reducing reliance on external funding [18][19][20].