Core Insights - Financial technology (FinTech) positions have become a popular choice in the recent recruitment season among banks, with city and rural commercial banks increasing their investments in digital transformation [1][3] - The demand for FinTech talent is high, with banks establishing permanent positions for technology roles to support their digital initiatives [2][3] - The integration of FinTech is expected to enhance the competitive edge of city and rural commercial banks, allowing them to better serve local agricultural and small micro-enterprises [4][5] Group 1: Financial Technology Investment - City and rural commercial banks are significantly increasing their investments in FinTech, achieving notable success in digital transformation [3] - Shanghai Bank plans to invest 2.519 billion yuan in FinTech in 2024, which represents 5% of its annual revenue [3] - The application of FinTech helps these banks overcome the limitations of physical branches by reducing customer acquisition and operational costs [4] Group 2: Talent Demand and Roles - Banks are actively seeking FinTech talent across three main categories: technical development, business empowerment, and ecosystem collaboration [2] - Positions include software development, data analysis, and project management, aimed at enhancing the banks' digital capabilities [2] - The focus on hiring FinTech professionals reflects the banks' commitment to digital transformation and innovation in financial services [2][3] Group 3: Integration and Future Prospects - The integration of FinTech is transforming banks from "digital" to "intelligent," enhancing operational efficiency and creating new growth opportunities [5][6] - Significant advancements have been made in various banking sectors, including marketing, risk management, operations, and payment systems [5][6] - Future developments in FinTech, such as the deep application of large models and the expansion of digital currency usage, are expected to further empower banking operations [6]