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青岛融资担保集团参加融资赋能进园区活动
Sou Hu Cai Jing· 2025-11-26 07:13
Core Viewpoint - Qingdao is enhancing enterprise financing channels through diverse measures, focusing on the integration of government, banks, and guarantee institutions to invigorate the real economy [1] Group 1: Financing Initiatives - The "Qingdao Financing Guarantee Group" introduced the "Qingdan+" product system, particularly the "Park e-Dan" product tailored for small and micro enterprises in industrial parks, offering guarantees up to 5 million yuan with a maximum annual fee rate of 0.7% [3] - The "Park e-Dan" product aims to convert enterprise operational data into financing credit, addressing the challenge of insufficient collateral for small and micro enterprises [3] Group 2: Collaborative Financial Solutions - The event featured a "Bank-Guarantee Cooperation Product Special Session," where the Qingdao Financing Guarantee Group and partner banks detailed application requirements, approval processes, and interest rate discounts for various financing products [4] - This "Bank-Guarantee Collaboration" model is a key practice in addressing the challenges of financing difficulties and high costs, streamlining approval processes to ensure stable financial support for the real economy [4] Group 3: Commitment to Inclusive Finance - The "Financing Empowerment in Parks" event exemplifies the Qingdao Financing Guarantee Group's commitment to inclusive finance, aiming to innovate digital service models and develop financial products suited to different industrial scenarios [4] - The group plans to deepen the "Government-Bank-Guarantee" cooperation mechanism to provide precise guarantee services that contribute to the construction of a modern industrial system and high-quality economic development in Qingdao [4]