Group 1 - The core viewpoint of the articles highlights the initiative by China Pacific Insurance (CPIC) to launch urban biodiversity insurance in Shanghai, promoting harmony between urban environments and wildlife [1][2] - CPIC has partnered with local ecological organizations to provide a comprehensive insurance service plan for the Le Yi Habitat Garden, which is recognized as a typical case in the global "Biodiversity 100+" initiative [1] - The insurance plan includes coverage for wildlife-related damages, specifically for the raccoon dog, which is classified as a second-level protected animal in China's National Key Protected Wildlife List [1] Group 2 - The presence of 3,000 to 5,000 raccoon dogs in over 300 neighborhoods in Shanghai reflects the effectiveness of urban ecological protection, while also posing potential risks to residents [2] - CPIC's initiative is seen as a proactive exploration of urban biodiversity and offers a new approach to biodiversity protection nationwide [2] - The company aims to align with national biodiversity governance efforts and will continue to focus on green financial innovation to support ecological quality improvement and biodiversity protection [2]