Core Viewpoint - The article highlights the significant role of Chengwu Rural Commercial Bank in supporting the local garlic industry, enhancing financial services, and facilitating the growth of garlic farmers' income through innovative financial solutions and timely support [1][2][3][4]. Group 1: Financial Support for Farmers - Chengwu Rural Commercial Bank has actively engaged with local garlic farmers, providing tailored financial services to meet their specific needs, such as offering a loan of 400,000 yuan to a farmer who expanded his planting area to nearly 500 acres [2]. - The bank has simplified the loan approval process and established a green service channel to ensure timely funding for garlic cultivation, thus preventing delays in agricultural activities [2]. Group 2: Support for the Garlic Supply Chain - The bank has developed specialized financial products like "Garlic e-loan" for garlic purchasers and "Garlic Membership Warehouse Pledge Loan" for storage enterprises, addressing the diverse financial needs across the garlic supply chain [3]. - A garlic purchaser received a loan of 500,000 yuan from the bank, which helped him secure 500 tons of garlic this year, demonstrating the bank's role in facilitating timely purchases [3]. Group 3: Innovative Payment Solutions - The bank has promoted the "Smart Farmer" payment system to enhance transaction efficiency and reduce cash usage in garlic trading, making it easier for farmers to receive payments directly to their bank accounts [4]. - Financial service points have been established in major garlic trading markets, providing one-stop financial services such as account opening, transfers, and inquiries, thereby improving accessibility for farmers and merchants [4]. Group 4: Overall Impact on the Garlic Industry - The comprehensive financial support from Chengwu Rural Commercial Bank has contributed to the robust development of the local garlic industry, creating a complete supply chain from planting to processing, storage, and sales [4]. - The integration of financial services with the garlic industry is fostering significant growth and prosperity in the region, showcasing the bank's commitment to rural revitalization and support for agriculture [4].