Core Viewpoint - The People's Bank of China Sichuan Branch has implemented the "Star Plan" for technology finance in Sichuan Province, focusing on enhancing the financial support for technology-driven enterprises in key cities, achieving initial success in the initiative [1] Group 1: Mechanism Construction - The Deyang Branch has integrated technology finance into its annual key work, launching the "Party Building + Financial Support for High-end Equipment Technology City Construction" project and issuing the "Deyang Technology Finance Action Plan" [2] - The Panzhihua Branch has collaborated with technology departments to conduct the "Spark Jinpan" activity, completing a dual-profile assessment for all 347 technology enterprises, establishing a credit whitelist for 58 companies [2] - The Leshan Branch has guided nine banks to set up "Financial Advisor Workstations" and "Technology Finance Service Stations," creating a dual-advisor team for technology and financing [3] Group 2: Product and Service Innovation - The Sichuan Branch has supported the Chengdu "Zhi Yi Rong" platform in knowledge property financing, achieving a total of 2.556 billion yuan in financing for 2,071 enterprises by the end of September [4] - The Mianyang Branch has created a specialized credit product called "Technology City·Twin Star Loan," with a cumulative loan issuance of 95.4 million yuan [4] - The Ziyang Branch has issued a work plan to support the high-quality development of the low-altitude economy, planning to provide over 10 billion yuan in financing support over five years [5] Group 3: Financial Interaction Optimization - The Ziyang Branch has promoted the upgrade of the 2025 technology finance reward policy, resulting in the application of 102,000 yuan in technology loan rewards for six institutions [6][7] - The Meishan Branch has introduced a financial service development incentive policy, increasing the assessment weight for technology enterprise loans and innovation [7] - The Panzhihua Branch has established a risk-sharing mechanism for technology loans, with a 3:7 ratio between banks and guarantee companies [8] Group 4: Risk Mitigation Mechanisms - The Luzhou Branch has implemented a risk-sharing mechanism for intellectual property pledge loans, with a total issuance of 3.3 billion yuan in such loans from January to September 2025 [8] - The Deyang Branch has created a risk fund of 40 million yuan for technology loans, enhancing banks' willingness to lend [8] - The Mianyang Branch has established a 29.9 million yuan technology finance risk compensation fund to support technology enterprise financing [8]