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奇富科技Q2财报:AI激发业务活力,促消费+金科服务实现高质量增长
Feng Huang Wang Cai Jing· 2025-08-15 02:25
以用户为中心的经营策略让奇富科技成为更多用户的选择,截止二季度,通过AI驱动的信贷决策引擎 及资产分发平台,奇富连接165家金融机构,为超过6000万授信用户提供数字化信贷服务,撮合放款量 达846亿元人民币,同比增长约16%,成为提振消费、扶持小微经营的助推力之一。 2025年8月15日,奇富科技(NASDAQ: QFIN; HKEX:3660)发布2025年第二季度未经审计财务报告。 奇富科技持续强化"AI+金融"战略,加大AI领域投入,AI在场景中的深度渗透全面激发业务活力,极大 地提升了用户体验,并高效赋能银行。 同时,以AI驱动信贷价值链升级,向银行体系化输出技术能力为业务核心的奇富数科(奇富科技子公 司),二季度实现业务规模150%的同比增长。 AI智能体驱动风控突破,全面赋能业务 6月举办的陆家嘴论坛及中国国际金融展上,奇富科技展示了一系列智能体产品,涵盖风控、获客、运 营、合规等方面,凭借扎实的技术功底与贴合业务场景的创新,赢得了行业内外的广泛关注。 其中,风控领域的突破代表着AI真正应用于核心业务场景,重构金融科技基建能力。在风险判断基础 能力上,智能算法通过7×24小时不间断的自我学习与参 ...
奇富科技携Lumo AI合规助手亮相ISC.AI 2025 金融机构的“合规 CTO”登场
Zhong Jin Zai Xian· 2025-08-06 07:58
Core Insights - The 13th Internet Security Conference (ISC.AI 2025) in Beijing focuses on digital security and AI, with the theme "ALL IN AGENT" [1] - Qifu Technology showcases its Lumo AI compliance assistant, highlighting its potential in financial compliance [1][3] Group 1: Product Features - Lumo AI is designed as a compliance CTO for financial institutions, significantly reducing regulatory document interpretation time from an industry average of 40 hours to just 2 hours [1] - The accuracy of policy adaptation has increased from approximately 68% to 99.2%, and the efficiency of compliance gap identification and rectification suggestions has improved by 20 times [1] - The automation execution rate of the entire compliance process exceeds 85%, enhancing efficiency, quality, and risk control capabilities [1] Group 2: Technical Support and Certifications - Lumo AI includes a dynamic library of over 2000 financial regulations, integrates more than 300 risk assessment models, and utilizes over 50 financial-specific algorithms [2] - The company has achieved dual international and domestic certifications, including ISO/IEC 27001 and ISO 27701 for information security and privacy management [2] - Qifu Technology's products have passed various security certifications, establishing a benchmark for mobile financial application security [2] Group 3: Industry Impact - Qifu Technology's Lumo AI compliance assistant provides a practical path for financial institutions to navigate complex regulatory environments, promoting a more efficient and robust compliance landscape [3]