Group 1 - The core activity is titled "High-end Credit Card Dual Enjoyment Gift," running from July 16, 2025, to December 31, 2025, targeting wealth members with an average monthly financial asset of at least 200,000 RMB [19]. - The first activity involves earning bonus points for meeting spending criteria after successfully applying for specific credit cards [19]. - For the "Family Love Credit Card" (UnionPay version), customers must make three transactions of at least 99 RMB each to receive 50,000 bonus points, with a limit of 43,000 offers for the year [19]. - For the "Prestige Platinum Credit Card" (excluding Visa single version), customers must also make three transactions of at least 99 RMB each to receive 100,000 bonus points, with a limit of 25,000 offers for the year [19]. Group 2 - The second activity rewards additional points for an increase in average monthly financial assets compared to the previous month, alongside meeting the first activity's spending criteria [8]. - Customers can earn 50,000 bonus points for the "Family Love Credit Card" and 100,000 bonus points for the "Prestige Platinum Credit Card" under this activity, with limited offers available [9][10]. - The program emphasizes that customers can only receive the bonus points once during the promotional period [9]. Group 3 - The annual fee for the "Family Love Credit Card" is 580 RMB, while the "Prestige Platinum Credit Card" has a higher fee of 1,800 RMB [12]. - Points earned can be redeemed for fee waivers and discounts on various services, with specific values assigned to the points [12]. - The promotional period for redeeming points against annual fees is from January 1, 2025, to December 31, 2025 [12].