Core Viewpoint - Shandong Rural Commercial Banks play a crucial role in promoting inclusive finance and supporting rural revitalization, with a focus on providing comprehensive financial services to rural areas and enhancing the financial well-being of local residents [1][2][3]. Group 1: Financial Services and Products - As of the end of March, Shandong's rural commercial banks had a total agricultural loan balance of 933.1 billion yuan, accounting for approximately one-quarter of the province's agricultural loans [1]. - The Shandong Rural Credit Union has introduced 85 specialized credit products for rural revitalization, including 32 products focused on agricultural prosperity, 14 on ecological living, 6 on rural culture, 8 on effective governance, and 25 on improving living standards [2]. - The bank has issued 251 billion yuan in loans to support grain production and has established a long-term mechanism to ensure financial services are available for key areas of rural revitalization [3][4]. Group 2: Accessibility and Coverage of Financial Services - The Shandong Rural Credit Union aims to provide basic financial services within villages and comprehensive services within towns, achieving a coverage rate of 96.5% for village credit assessments [5][6]. - The network includes 4,632 operating outlets and 24,900 rural inclusive financial service stations, serving over 61,000 administrative villages and 65 million residents [6]. - The bank has partnered with the provincial finance department to distribute financial subsidies directly to farmers, processing 34 billion transactions totaling 350 billion yuan in various subsidy programs [6]. Group 3: Commitment to Rural Development - The Shandong Rural Credit Union emphasizes the importance of understanding and serving the agricultural sector, with a focus on selecting experienced personnel for rural financial services [7][8]. - A total of 2,318 business professionals have been assigned to serve as deputy township heads or village assistants, enhancing the bank's presence in rural areas [8]. - The bank has conducted over 52,300 financial education activities, reaching 10.13 million consumers, to promote financial literacy and awareness in rural communities [8].