Core Insights - The introduction of the "Closed Settlement Smart System" by Postal Savings Bank in Guangdong has successfully facilitated the first transaction in the province, enhancing the efficiency of agricultural payments and supporting rural revitalization [1][3]. Group 1: System Implementation and Benefits - The "Closed Settlement Smart System" allows for immediate payment to farmers, eliminating the risks associated with cash transactions and improving the speed of fund transfers [3][5]. - The system integrates technology and finance, enabling online order collection, management, and rapid batch transfers, which significantly enhances the efficiency and quality of the purchasing process for lychee [3][5]. - The system is expected to drive over 100 million yuan in efficient capital flow within the agricultural supply chain throughout the year [1]. Group 2: Agricultural Context and Challenges - Gaozhou, recognized as the "National Fruit First County" and the leading lychee production area, has a lychee planting area of 590,000 acres, producing over 30 premium varieties [3]. - Traditional transaction methods in lychee sales faced challenges such as high security risks and low settlement efficiency, which hindered the scale and efficiency of transactions [3][5]. - Farmers previously struggled with slow cash recovery due to issues like credit sales and outstanding debts [3]. Group 3: Future Prospects - The Postal Savings Bank plans to continue promoting the "Closed Settlement Smart System" to enhance digital financial services and expand its application in more agricultural scenarios [5]. - The initiative aims to improve the digital service level of the agricultural supply chain and better serve the real economy [5].