Core Viewpoint - The National Financial Supervision Administration's notice aims to enhance financial services for small and micro enterprises (SMEs) by guiding banks to implement precise and sustainable financial support systems, ensuring efficient capital flow to the economy's "capillaries" [1][2]. Group 1: Financial Service Strategies - Banks are encouraged to collaborate with government departments to accurately assess the operational status and financing needs of SMEs [1]. - A multi-layered and comprehensive financial service system should be established to ensure effective supply of credit to SMEs [1]. - Financial technology should be utilized to reduce operational costs and streamline financing processes for SMEs [1]. Group 2: Enhancing Trust and Service Quality - Improving service quality is crucial for banks to gain the trust of SMEs, necessitating the establishment of incentive mechanisms that favor small business financing [2]. - Banks should focus on increasing the coverage of first-time loan clients and optimizing loan structures to include more credit and medium-to-long-term loans [2]. - Collaboration with industry regulators and local governments is essential to enhance the effectiveness of financial services for SMEs [2]. Group 3: Long-term Commitment and Social Responsibility - Banks are urged to actively fulfill their social responsibilities by providing high-quality, efficient, and comprehensive financial services to support the growth of SMEs [2]. - Continuous efforts are needed in areas such as credit supply, service quality, and ecosystem development to foster a favorable environment for SMEs [2].