Core Viewpoint - The Jinan branch of PICC focuses on risk management in infrastructure projects in Shandong, particularly for Shandong Expressway, by developing a comprehensive engineering insurance product system tailored to the unique challenges of large-scale construction projects [2][3][12] Group 1: Specialized Solutions - The specialized insurance solutions target the specific risk pain points of Shandong Expressway projects, which include complex geological conditions and diverse operational challenges [3] - The insurance framework integrates risk profiling, dynamic coverage matching, and full-process service, addressing the limitations of generic insurance solutions [3] Group 2: Comprehensive Protection System - The insurance system consists of six core protective modules, including: 1. Major project material loss coverage, which includes various construction elements and natural disaster risks, with flexible coverage limits [4] 2. Daily maintenance risk coverage, offering tailored solutions for routine maintenance activities with competitive rates [5] 3. Equipment and technology risk coverage, addressing damages and faults of large machinery, including specialized clauses for smart construction equipment [6] 4. Dual responsibility for personnel safety, ensuring comprehensive coverage for workers and third-party liabilities [7] 5. Technical process risk coverage, customized for innovative construction scenarios [8] 6. Maintenance and operation transition coverage, ensuring seamless insurance transition from construction to operational phases [9] Group 3: Service Advantages - The Jinan branch emphasizes localized and specialized support, providing: 1. Precise risk assessment through a cross-disciplinary expert team [10] 2. Efficient claims response mechanisms to minimize project disruptions [10] 3. Dynamic service throughout the project lifecycle, including risk inspections and safety alerts [10] 4. Customized collaborative support for large-scale projects [10] Group 4: Future Collaboration - The Jinan branch aims to deepen collaboration with Shandong Expressway, aligning with trends in smart roads and green infrastructure, enhancing the "insurance + risk reduction service" model to support the establishment of national benchmarks in infrastructure [12]