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青农商行(002958) - 002958青农商行投资者关系管理信息20250703
2025-07-03 12:32
Group 1: Loan Demand and Support - The bank's primary loan focus remains on manufacturing and wholesale retail sectors, with ongoing demand for technological upgrades in high-tech enterprises [1] - The bank is committed to supporting local economic development by providing loans to essential industries like wholesale retail and hospitality, ensuring all customer needs are met [1] Group 2: Deposit Growth - As of the end of Q1 2025, the bank's deposit balance reached CNY 339.68 billion, with a year-to-date increase of CNY 13.01 billion, reflecting a year-on-year growth rate of 3.98% [1] - The growth in deposits is attributed to innovative low-cost deposit products, targeted customer segmentation, and enhanced public-private collaboration to increase payroll distribution rates [1] Group 3: Loan Quality and Risk Management - The bank's loan quality is stable, with a focus on comprehensive risk management to address complex credit risks in 2025 [1] - The overdue loan rate and the proportion of loans under observation are expected to remain stable in the short term, with ongoing efforts to enhance asset quality [1]