Core Points - The article discusses the launch of a pilot service for querying deceased individuals' bank account information in Shandong Province, China, aimed at facilitating the process for legal heirs to access such information [1] Service Overview - The service, named "Deceased Persons' Bank Account Line Query," is based on the "One-Click Card Query" feature of the China UnionPay Cloud Flash Payment APP, allowing legal heirs or their agents to submit applications at bank branches and initiate queries through the APP after bank verification [3] - The service is designed for spouses, parents, children, and legally designated heirs or agents of deceased individuals, who can apply for the query service after identity verification by a notary [4] Query Results - The query results will only include the names of the banks where the deceased held accounts, without providing account numbers, balances, or information on other types of accounts like savings or investment accounts. The results are for reference only and do not serve as legal evidence for estate inheritance [5] Service Process - Users must register on the Cloud Flash Payment APP using their mobile number and ID. If already registered, no further action is needed [7] - Users can search for the service in the APP and view the list of participating bank branches [8] - Users must visit a participating bank branch to submit their application and receive a "query authorization code" valid for 24 hours [10] - After receiving the authorization code, users can input the deceased's name, ID number, and authorization code in the APP to submit their query, with results generated within 24 hours [12] - Users can access their query report through the APP after verifying their payment password, with results saved for 30 days [13] Important Notes - The service is currently in the pilot phase and is only available through the Cloud Flash Payment APP, with warnings against potential scams [15] - A list of participating bank branches in Shandong Province is provided, including locations for major banks like ICBC and Agricultural Bank of China [16]