Group 1 - The core viewpoint emphasizes the commitment of the Industrial and Commercial Bank of China (ICBC) Changzhou Branch to "finance for the people," focusing on inclusive finance and enhancing service coverage for small and micro enterprises, rural revitalization, and the private economy [1] - The bank has developed an innovative "individual business credit assessment model" to address financing difficulties faced by individual businesses, utilizing over 20 data points for a dual-dimensional credit system that shifts from traditional collateral-based loans to data-driven credit [1] - In just three months since the launch of the new product, the bank has supported over 1,000 market entities with nearly 50 million yuan in credit, effectively providing financial support to the real economy [1] Group 2 - The bank is actively participating in the "Hundred Groups and Hundred Chains" marketing initiative, focusing on deepening industry chain operations and creating a three-dimensional service model centered around large enterprises and extending to small and micro enterprises [2] - A customized financing solution named "Agricultural Machinery e-loan" was developed for a leading agricultural machinery company, facilitating financial services for farmers purchasing machinery, with over 100 new inclusive customers added by the end of March [2] Group 3 - The bank is implementing the "One Village, One Product" strategy to support rural revitalization, utilizing a "whole village credit" model to streamline the credit assessment process for rural small and micro enterprises, thereby enhancing financing efficiency and reducing costs [3] - A pilot project in Jiangxia Village has successfully provided financing for local specialty industries, demonstrating the effectiveness of the bank's approach to rural financial services [3] - The bank plans to continue enhancing digital, intelligent, and ecological inclusive finance to achieve high-quality development in this sector [3]