Core Viewpoint - A trust crisis derived from insurance services has evolved into a criminal dispute, highlighting issues of fraud and misappropriation within the insurance industry [1][10]. Group 1: Incident Overview - The case involves a former agent of Ping An Life, Kang, who misled a client, Zhang, into withdrawing 30,000 RMB from her insurance policy under false pretenses [3][4]. - Kang used Zhang's personal information to purchase financial products without her consent, leading to significant financial loss for Zhang [5][9]. Group 2: Legal Proceedings - Initially, Kang was convicted of theft and sentenced to three years in prison, but the second trial reclassified the crime as fraud, resulting in a nine-month sentence and a fine [1][12]. - The second court found that Zhang willingly provided her bank card and password to Kang, indicating a transfer of property rights, but Kang's actions constituted fraud due to the misrepresentation of the situation [11][12]. Group 3: Financial Product Misuse - The 30,000 RMB withdrawn was partially used to purchase financial products in Zhang's name, while a portion was misappropriated for Kang's personal expenses [8][9]. - Kang's actions included using Zhang's funds to invest in financial products without her knowledge, raising concerns about the integrity of financial transactions in the insurance sector [6][9].