Core Points - China Ping An Life Insurance Co., Ltd. announced the universal insurance settlement interest rates for July 2025, with a daily interest rate of 0.00007397, equivalent to an annualized rate of approximately 2.700% for personal universal accounts [2][3] - The interest rates for different categories of universal insurance products were also disclosed, with the "Preferred Universal" category having a daily interest rate of 0.00007123, equivalent to approximately 2.600%, and the "Wealth Universal" category having a daily interest rate of 0.00008219, equivalent to approximately 3.000% [2][3] - The tax-advantaged universal insurance also has a daily interest rate of 0.00007397, equivalent to approximately 2.700% [3] Summary by Category Personal Universal Accounts - Daily interest rate: 0.00007397 - Annualized interest rate: approximately 2.700% - Applicable products include various types of whole life insurance and annuity insurance [2] Preferred Universal Accounts - Daily interest rate: 0.00007123 - Annualized interest rate: approximately 2.600% - Applicable products include whole life insurance and annuity insurance [3] Wealth Universal Accounts - Daily interest rate: 0.00008219 - Annualized interest rate: approximately 3.000% - Applicable products include various whole life and annuity insurance products [3] Tax-Advantaged Universal Accounts - Daily interest rate: 0.00007397 - Annualized interest rate: approximately 2.700% - Applicable product: Tax-advantaged health insurance [3] Next Announcement Date - The next announcement for the settlement interest rates is scheduled for September 6, 2025 [4]