幸福99丰裕固收23003期(稳利低波款)FYG23003D
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最高超5%!2—3年期纯固收理财近1年平均收益率3.2%
2 1 Shi Ji Jing Ji Bao Dao· 2025-09-03 11:01
Core Insights - The article discusses the performance of pure fixed-income public funds issued by wealth management companies with investment periods of 2-3 years, highlighting that 83.09% of these products achieved positive returns in each quarter over the past year [5]. Overall Performance - As of August 28, 2025, the average net value growth rate for these products over the past year is 3.2%, with an average maximum drawdown of 0.22% [5]. Highlighted Product Analysis - The top-performing product is "Fuzhu Fixed Income Stable Three-Year Closed No. 2A" from Minsheng Wealth Management, which achieved a net value growth rate exceeding 5% over the past year, with a maximum drawdown of only 0.02% [6]. - The second product, "Fuzhu Fixed Income Preferred 25-Month Closed No. 4Q," also from Minsheng Wealth Management, has nearly 50% of its holdings in non-standard debt assets, with a total non-standard asset ratio of 46.88% as of mid-year [6]. - The third product, "Happiness 99 Abundant Fixed Income 23003 Period (Stable Low Volatility) FYG23003D" from Hangyin Wealth Management, has a high concentration in its top ten holdings, accounting for about 90%, with an expected annualized yield of approximately 5.31% as of August 29 [6].