恒心24001号特殊需要信托

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为特殊群体提供金融保障
Jin Rong Shi Bao· 2025-08-14 02:54
Group 1 - The core issue of anxiety regarding care for mentally disabled individuals and elderly without children is becoming a pressing social problem in China, with over 85 million disabled individuals and approximately 12 to 20 million with mental disabilities [1] - The number of elderly individuals over 60 without children is about 12.5 million, projected to increase to 31 million by 2035 [1] Group 2 - The exploration of special needs trusts offers a viable solution to address these social issues [2] - In Jiangsu, several trust institutions have initiated unique products and service models, with the first special needs trust contract signed in Wuxi, marking a significant step in this area [3] - The operation model of "trust bridging and government backing" is essential for building a comprehensive service and support system for families with special needs [3][4] Group 3 - Jiangsu Trust has launched a 2.0 upgraded version of special needs trust, focusing on providing robust support for elderly individuals with special needs [3][4] - The exploration in the special needs trust sector has two main features: integrating resources from finance, law, notarization, charity, and care, and connecting with civil tools like guardianship and insurance for comprehensive lifecycle care [4] - If 5% of the estimated 12 to 20 million mentally disabled individuals establish special needs trusts, it could potentially benefit 600,000 to 1 million people [4]