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穿越周期的力量:中意人寿23载发展的长青之道
Qi Lu Wan Bao· 2025-09-16 07:16
Core Insights - The article highlights the recognition of China-Italy Life Insurance Co., Ltd. (中意人寿) as a top insurance company in the competitive landscape, marking its second time receiving this honor, showcasing its robust development in the Chinese life insurance market despite uncertainties [1] Group 1: Risk Management and Investment Stability - Since its establishment in 2002, the company has embedded risk control into its operational framework, focusing on sustainable development [2] - As of Q2 2025, the core solvency adequacy ratio and comprehensive solvency adequacy ratio are reported at 166% and 212% respectively, maintaining around 200% over the past five years, indicating strong capital to meet customer commitments [2] - The company has achieved AAA/AA ratings in risk comprehensive assessment for eight consecutive quarters since Q2 2023, reflecting its excellence in capital strength and operational stability [2] - The company manages nearly 380 billion yuan in assets, with a focus on long-term and value investments, particularly in national infrastructure projects [2] Group 2: Strategic Collaboration and Unique Advantages - The strong performance of the company is attributed to the strategic collaboration between its Chinese and Italian shareholders, with China National Petroleum Corporation providing substantial capital and local resources [3] - The Italian shareholder, Prudential Financial, has contributed over 190 years of experience in insurance and asset management, enhancing the company's risk management and product innovation capabilities [3][4] Group 3: Product and Service Development - The company has developed a diverse product matrix addressing health, wealth, retirement, and inheritance needs, with notable products like "One Life, One Love" gaining significant market traction [5][6] - As of June 2023, the company has served over 18 million customers, with an insured amount exceeding 37 trillion yuan and a claims payment cycle of just 2.64 hours [6] - The "Yiguanjia" health management service has been upgraded to version 4.0, offering various customer-centric benefits, reflecting the company's commitment to enhancing customer experience [6] Group 4: Future Outlook - The company aims to continue its path of compliance, customer orientation, and innovation, reinforcing its foundation for sustainable growth in the evolving insurance market [7]