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雪域高原金融深耕记
Core Viewpoint - The article highlights the significant role of financial services in promoting rural revitalization in Tibet, showcasing the efforts of Agricultural Bank of China in providing accessible financial solutions to remote communities [1][12]. Group 1: Financial Services in Tibet - Agricultural Bank of China has implemented a "3+2 mobile financial service" model, with staff spending three days at the bank and two days in villages, serving over 150 days annually [2][12]. - The mobile financial service vehicles have facilitated the disbursement of loans amounting to 320 million yuan and the collection of personal deposits totaling 110 million yuan [2]. - A new "Comprehensive Agricultural Financial Service Station" was established to provide a range of services, including POS machines and ATMs, enhancing access to financial services for over 600 households [3][4]. Group 2: Impact on Local Industries - Financial support has revitalized traditional crafts and local industries, such as the "Zetier" wool weaving cooperative, which has created 127 stable jobs and significantly increased local employment [5][6]. - The cooperative received a tailored loan of 480,000 yuan to address its funding needs, enabling it to expand its operations and market reach [7]. - The article also discusses the development of a community-based homestay industry, where 85 out of 135 households are engaged in hospitality, generating substantial income through tourism [8][9]. Group 3: Financial Growth and Infrastructure - Agricultural Bank of China has significantly increased its agricultural loans, with a balance of 62.746 billion yuan as of June 2025, marking a growth of 15.701 billion yuan since 2021 [12]. - The bank's extensive network includes 5,528 "Jinsui Huinong Tong Service Points," ensuring 100% coverage in all towns, providing essential banking services to farmers and herders [12][13]. - The bank's proactive approach includes using mobile service vehicles to reach remote areas, conducting over 14,000 transactions in the first half of the year [13].