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华夏银行北京分行: 深化普惠金融服务 与小微企业并肩同行
Core Viewpoint - The establishment of a financing coordination mechanism for small and micro enterprises by the National Financial Supervision Administration and the National Development and Reform Commission aims to address financing issues and empower the real economy [1] Group 1: Policy and Mechanism - The Beijing branch of Huaxia Bank has quickly established a working system that emphasizes "policy guidance - mechanism collaboration - service penetration" to support small and micro enterprises [1] - A special working group led by the branch's leadership and involving 11 departments has been formed to ensure effective implementation of the financing support mechanisms [1] Group 2: Financial Services and Products - Huaxia Bank's Beijing branch has launched various financial products tailored for small and micro enterprises, including "Kechuang Yidai" which covers the entire lifecycle of technology enterprises [10] - The bank has optimized its "Housing Loan Pass" product and matched it with "no repayment loan" options to address the "reverse loan" issue faced by enterprises [10] Group 3: Collaborative Efforts - The bank has actively engaged with district-level government teams and utilized financing lists to reach out to enterprises in parks, communities, and rural areas [7] - Various branches of Huaxia Bank have participated in financial service promotion events and established collaborative platforms to better understand and meet the financing needs of technology enterprises [8] Group 4: Ongoing Initiatives - The financing coordination mechanism for small and micro enterprises will continue to be promoted, with efforts to deepen connections between the bank, local governments, parks, and enterprises [9] - The bank aims to broaden financing channels for small and micro enterprises by exploring scenario-based, digital, and batch customer acquisition models [10]