Group 1 - The core viewpoint of the articles emphasizes Guangfa Bank's commitment to supporting the marine economy through innovative financial products and customized service solutions, aligning with the national "Marine Power" strategy [1] - Guangfa Bank provides comprehensive financial services for the shipbuilding and marine engineering sectors, including tailored financial solutions for a large Jiangsu shipbuilding company that recently signed a contract worth over 1 billion yuan [2] - The bank's services cover various marine engineering scenarios, including traditional container ships and offshore drilling platforms, addressing key financing needs and enhancing cash flow management for enterprises [2] Group 2 - Guangfa Bank has introduced innovative factoring services to assist small and micro enterprises facing cash flow challenges, exemplified by a Zhejiang Zhoushan marine engineering company that secured 780,000 yuan in financing through the "Payable Pass" non-recourse factoring service [3] - The bank's online process for the "Payable Pass" service reduces financing barriers and enhances service efficiency, allowing the company to recover rental income five months earlier [3] - Guangfa Bank has launched a "photo remittance" feature to streamline cross-border payments, significantly improving operational efficiency and reducing labor costs for enterprises involved in international logistics [4] Group 3 - The "photo remittance" function allows companies to upload or take pictures of invoices, automating the payment process and achieving instant transactions, thus addressing inefficiencies in traditional payment methods [4] - A company in the automotive parts import-export sector reported an over 80% increase in operational efficiency after using the "photo remittance" feature, transforming their financial operations [4] - Guangfa Bank plans to continue enhancing its financial services in the marine economy, focusing on marine engineering, shipping logistics, and marine renewable energy to contribute to the development of a marine power nation [4]