Overall Performance - The average net value growth rate of public "fixed income + options" wealth management products over the past six months is 1.94%, with an average maximum drawdown of 0.81% [5] - Only 2 out of 119 products reported negative returns in the last six months [5] - The top three products in terms of net value growth rate are: 1. ICBC Wealth Management's "Hengrui Hang Seng 300 Index Linked Fixed Income Class 6-Month Regular Open" at 4.72% 2. Bank of Communications Wealth Management's "Stable Enjoyment Plus Linked to Major Index Three-Year Closed 3" at 4.18% 3. China Merchants Bank Wealth Management's "Zhaorui Global Asset Momentum Two-Year Regular Open 11 Fixed Income Class A" at 3.82% [5] Highlighted Product Analysis - The top product, ICBC Wealth Management's "Hengrui Hang Seng 300 Index Linked Fixed Income Class 6-Month Regular Open," is a medium-risk product primarily based on bond assets, supplemented by public funds and interbank certificates [6] - The second-ranked product, Bank of Communications Wealth Management's "Stable Enjoyment Plus Linked to Major Index Three-Year Closed 3," is a low-risk product mainly investing in interbank lending and bond repurchase agreements, with over 50% of its investments in perpetual bonds and secondary capital bonds [6] - The index linked to the second product has shown a one-year increase of approximately 7.37% as of October 15 [6]