Overall Performance - As of August 7, the average annualized yield over seven days for public cash management products issued by wealth management companies in RMB is 1.484% [7] - There are a total of 4,404 public cash management products, with only 59 products (1.3%) having an average annualized yield over seven days exceeding 2% in the past six months [7] - 1,810 products (41.1%) fall within the yield range of 1.5% to 2%, indicating that less than half of the cash management products have yields above 1.5% [7] - Notably, three products have an average annualized yield over seven days below 1% [7] Highlighted Product Analysis - The top two products, "Qiyuan Cash 5" by Su Yin Wealth Management and "Postal Wealth · Change Treasure 19" by China Post Wealth Management, have average annualized yields over seven days exceeding 2.6% in the past six months [8] - "Qiyuan Cash 5" was established on November 25, 2024, and is distributed through channels including Bank of Communications, Ping An Bank, Su Yin Direct Sales, and Industrial Bank Retail [8] - The asset allocation strategy for "Qiyuan Cash 5" focuses on low-risk assets such as bank deposits, repos, interbank certificates of deposit, and securities company bonds, effectively maintaining static returns despite a rapid decline in market interest rates [8]