Core Insights - The application of cash flow credit information can effectively assist in directing credit funds to small and micro enterprises [1][2] - As of the end of July, financial institutions in Zhejiang Province have utilized the cash flow information platform to query credit information 340,000 times, issuing loans totaling 106 billion yuan to over 24,000 enterprises [1] - The promotion of the cash flow information platform is a key channel for improving financing services for private enterprises in Zhejiang [1] Group 1 - Zhejiang Province has successfully integrated the cash flow information platform into credit management decisions, focusing on innovative financial products for credit-thin entities such as tech firms and small businesses [2] - Zhejiang Wangshang Bank has launched a mini-program "Enterprise Cash Flow Authorization" that generates real-time credit scores based on business information, achieving over 38,000 queries in its first month [1][2] - Zhejiang Agricultural Commercial Bank has introduced a series of "Cash Flow Loans" that embed cash flow credit information into risk control models, creating multiple warning indicators for abnormal transactions and potential defaults [1] Group 2 - The Agricultural Bank of China’s Shaoxing branch utilized the cash flow information platform to analyze a high-tech enterprise's financial data, resulting in a credit loan of 10 million yuan [2] - Anji Agricultural Commercial Bank provided a 3 million yuan credit loan to a tourism development company by leveraging real operational data through the cash flow information platform [2]