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浙江仙居农商银行赋能杨梅产业高质量发展
Zheng Quan Ri Bao· 2025-07-15 07:14
Core Viewpoint - The article highlights the growth and innovation within the Yangmei industry in Zhejiang, emphasizing the financial support provided by local banks to enhance production, processing, and sales efficiency [1][3]. Group 1: Financial Support and Innovation - The Baoshan Yangmei Cooperative has expanded its planting area from 5 mu in 2009 to over 300 mu, relying on local banks for timely financial support [1]. - Zhejiang Rural Commercial Bank provided a credit line of 1 million yuan through the "Xianmei Data Rights Loan," facilitating quick access to funds for the cooperative [1]. - The bank has introduced innovative financing models, such as pledging sales rights and evaluating multiple dimensions like sales data and tree value to support various stakeholders in the Yangmei industry [1][3]. Group 2: Processing and Quality Control - Zhejiang Juxian Zhuang Beverage Co., Ltd. has enhanced its cold storage capacity to 4,000 cubic meters to improve the freshness of Yangmei during the harvest season [2]. - The company utilized a "trademark and patent pledge" loan from the bank to finance production equipment, demonstrating the ability to convert intellectual property into financial resources [2]. - Zhejiang Yangbaili Biotechnology Co., Ltd. has invested in automated production lines to process 15 tons of Yangmei into concentrated juice within an hour, showcasing the industry's focus on efficiency and quality [2]. Group 3: Industry Growth and Impact - The local bank has developed a range of tailored financial products, including "Harvest Yangmei Loan," "Travel Creation Loan," and "Trademark Pledge Loan," to support the entire Yangmei industry chain [3]. - As of June this year, the bank's loans for the Yangmei industry reached 407 million yuan, with a total of 1.58 billion yuan disbursed over the past two years, contributing significantly to rural revitalization [3].