Core Insights - The automotive finance sector requires its own specialized model, and Yixin's self-developed Agentic model has entered the implementation and integration phase [1][2] - Yixin's AI solutions are not only applicable in China but also aim for global impact, contributing to the intelligent development of the automotive finance industry [1][2] Group 1 - Yixin has been advancing AI technology in risk control and business applications since 2018, and in 2023, it fully laid out large models and multimodal technologies [2] - In 2024, Yixin became the first company in China's automotive finance sector to register a generative AI large model, applying AI on a large scale across all business scenarios [2] - Yixin has open-sourced the industry's first high-performance inference model, contributing valuable technical resources to the global automotive finance technology sector [2] Group 2 - The Agentic model has shown significant results in dynamic decision-making, transforming AI from an "auxiliary tool" to a "core driving force" in automotive finance [2] - Yixin's full-chain AI decision engine addresses current pain points in the domestic automotive finance industry and empowers the global market [3] - Yixin is confident in promoting advanced financial technology solutions overseas, injecting new vitality and ideas into the global automotive finance industry's intelligent development [3]

Core Insights - The World Artificial Intelligence Conference (WAIC 2025) was held in Shanghai from July 26 to 29, showcasing significant advancements in AI technology and its applications in various industries, particularly in automotive finance [2][3] - Yixin (02858.HK) made its debut at the conference, presenting its AI innovations in the automotive finance sector, including the development of the first Agentic large model in the industry, which is currently in the critical phase of development [1][4][8] Company Developments - Yixin has been advancing AI technology in risk control and business applications since 2018, establishing a decision flow platform, model platform, and multiple generations of robotic platforms, with a comprehensive layout of large models and multimodal technology in 2023 [4][6] - The company achieved several industry firsts, including being the first in China's automotive finance sector to file for a generative AI large model in 2024 and launching a high-performance inference model in March 2025 [6][10] - The Agentic large model is designed to automate and optimize the entire process of automotive finance, significantly improving efficiency and user experience by enabling dynamic decision-making and collaboration among virtual assistants [8][10] Industry Impact - The advancements in AI technology by Yixin are expected to enhance the efficiency of the automotive finance industry and drive digital transformation across the entire supply chain [10] - The focus on vertical scene deepening in AI technology indicates a shift from general capabilities to specialized applications tailored to the characteristics of the automotive finance sector [10]