Workflow
楚银贷
icon
Search documents
邮储银行湖北省分行立足“千湖之省” 金融创新打造新时代“鱼米之乡”
Core Insights - Postal Savings Bank of China Hubei Branch is actively supporting rural revitalization through financial services, with a focus on agricultural financing and innovation in financial products [1][8] - The bank has established 19,600 credit villages and has a rural credit scale exceeding 90 billion yuan, with over 100 billion yuan in loans allocated to key agricultural sectors by August 2025 [1] Group 1: Agricultural Financing - Hubei Province is experiencing a bumper rice harvest, and Postal Savings Bank's financial services are addressing funding shortages during the autumn grain purchasing season [2] - The bank has provided 378 million yuan in loans to the Xiangyang Green Valley Feng Modern Agricultural Cooperative, which has developed into a large agricultural entity covering 3,500 acres [2] - The bank's Xiangyang branch has issued over 700 million yuan in loans to the grain purchasing industry this year, serving more than 590 grain purchasing clients [3] Group 2: Support for Aquaculture - Hanchuan, known for its river crab production, has seen over 120 tons of crabs shipped daily, with the Postal Savings Bank providing crucial financial support to local aquaculture [4] - The bank has issued over 31 billion yuan in loans to the aquaculture sector, demonstrating its commitment to enhancing the quality of life in rural areas [5] Group 3: Innovative Financing Models - The bank has introduced the "Two Agricultural Credit Value Loan" model in Jingmen City, focusing on rice and poultry industries to support stable agricultural development [6] - This model evaluates agricultural entities based on credit records and asset values, allowing for differentiated loan amounts and promoting a credit-based financing approach [7] - Since the pilot launch, the Jingmen branch has issued 326 loans totaling 159 million yuan under this new model [7]