Core Viewpoint - Agricultural Bank of China Guangzhou Branch is actively supporting consumer spending and economic growth in Guangzhou through innovative financial products and services, aligning with national strategies to boost domestic demand [5][6][7]. Group 1: Consumer Financial Products - The bank has introduced various consumer financial products, such as home decoration installment plans and low-interest auto financing, to meet the diverse needs of citizens [6][7]. - The home decoration installment product has provided significant support, with a customer receiving a 150,000 yuan (approximately 21,000 USD) five-year installment approval within two days [6]. - The auto financing program, in collaboration with government subsidies and enterprise discounts, has enabled customers to save over 20,000 yuan (approximately 2,800 USD) on new energy vehicles [6][7]. Group 2: Support for Small and Micro Enterprises - The bank is focusing on small and micro enterprises in popular commercial areas, offering tailored credit products and financial digital platforms to empower business growth [8]. - A restaurant founded by six chefs received 1 million yuan (approximately 140,000 USD) in support through the bank's "Merchant e-loan" program, showcasing the bank's role in enhancing the food economy [8]. - The bank has simplified loan processes for small businesses, providing comprehensive financial services to help entrepreneurs overcome funding challenges [8]. Group 3: Community and Consumer Engagement - The bank has established a smart canteen in Huadu District, providing affordable meal options and promoting community engagement among delivery workers [9]. - A partnership with a technology company has led to customized charging discounts for electric vehicle users, aiming to increase the usage rate of new energy vehicles by 15% [10]. - The bank is committed to consumer rights protection, conducting financial education campaigns to enhance public awareness of financial risks and promote safe financial practices [11][13]. Group 4: Service Optimization - The bank is continuously improving service experiences by launching new healthcare service functions and enhancing accessibility for special groups [14][15]. - It has established payment service demonstration areas in tourist spots to cater to foreign visitors, ensuring a diverse and convenient payment environment [15]. - The bank aims to further innovate consumer financial products and deepen collaborations with government and businesses to support high-quality economic development [15].