Core Insights - The People's Bank of China Qinghai Branch has introduced innovative financing models such as forest rights mortgage loans, state-owned agricultural land use rights mortgage loans, and livestock mortgage loans to meet the diverse financing needs of agricultural and pastoral areas [1][2] - As of March 2025, the balance of forest rights mortgage loans in Qinghai reached 430 million yuan, agricultural land use rights mortgage loans reached 140 million yuan, and livestock mortgage loans totaled 1.97 billion yuan [1] - The establishment of a new mortgage system has activated "sleeping assets" and provided strong support for the development of the real economy in Qinghai [1][5] Financing Innovations - The Bank of China Haidong Branch collaborated with third-party guarantee companies to develop a pledge guarantee model for carbon trading rights, providing a 3 million yuan loan to support Qinghai Carbon Valley Information Technology Co., Ltd. in its carbon trading project [2][3] - Other banks, such as Minhe Rural Commercial Bank and Agricultural Development Bank of China, have also utilized future ticketing rights from local tourist attractions as collateral, providing a total of 1.174 billion yuan in loans to tourism enterprises [3] Support for Rural Development - Qinghai banks are actively implementing mortgage methods for rural housing to rejuvenate rural industries, with Agricultural Bank of China providing batch loans to farmers in need [4] - A farmer named Xie Wenhuan successfully started a rural guesthouse with a 100,000 yuan mortgage loan, significantly increasing his family's annual income [4][5] - The banking sector's innovative measures have successfully activated dormant assets, contributing to the economic and social development of Qinghai [5]