Core Insights - The strategic shareholding of Xinjiang Bole Rural Commercial Bank in Beitun Rural Commercial Bank and Bohu Rural Commercial Bank, exceeding 60%, reflects a deeper logic of rural financial institution reform, focusing on "intra-provincial support" to achieve the core goal of "quality development" [1][2] - The "intra-provincial support" model has evolved from "single-point exploration" to "industry consensus," demonstrating its practical value in addressing the long-standing challenges faced by county-level rural commercial banks [1][2] Group 1 - The core value of "intra-provincial support" lies in effectively addressing the "small, scattered, and weak" issues faced by county-level rural commercial banks, which have struggled with dispersed shareholding and weak risk control [1][2] - Xinjiang's approach involves consolidating the dispersed shareholding of Beitun and Bohu Rural Commercial Banks into a single strategic shareholder, thereby resolving governance challenges and enhancing risk management through the transfer of established systems and experiences [1][2] - This operation not only optimizes the shareholding structure but also allows county-level institutions to overcome limitations of "fighting alone," creating a "resource aggregation effect" in rural finance [1][2] Group 2 - The shareholding integration establishes a collaborative bridge for "strong support for weak," shifting rural financial resources from "dispersed efforts" to "aggregated efficiency" [2] - County-level rural commercial banks face challenges such as small scale and limited resources, hindering their ability to develop tailored credit products and meet local financial needs [2] - The establishment of shareholding ties facilitates the smooth transmission of advantageous resources, enhancing service efficiency and creating a dual empowerment loop between supporting and supported institutions [2] Group 3 - This "strong support for weak" collaboration is not merely a "blood transfusion," but rather a reallocation of resources that activates the internal motivation of supported institutions [2] - The focus of shareholding integration is on transmitting management concepts, risk control technologies, and product thinking, enabling supported institutions to autonomously enhance their service capabilities [2] - The "intra-provincial support" model has become a recognized reform path, breaking down barriers that hinder the sharing of quality experiences and enabling every county-level rural commercial bank to contribute to rural revitalization [2] Group 4 - In the future, with the further improvement of differentiated cooperation mechanisms and risk-sharing systems, the shareholding ties will create a more extensive and efficient collaborative network among rural commercial banks, providing robust financial support for agricultural strength, rural beauty, and farmer prosperity [3]