特定从业人员工伤保险
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山东省发展改革委发布民营经济高质量发展典型案例:保障特定从业人员工伤保险权益
Zhong Guo Fa Zhan Wang· 2025-10-20 09:33
Core Viewpoint - The province has introduced a policy to expand social insurance coverage for specific occupational workers, addressing the challenges faced by those without formal labor relationships, particularly in private and small to medium enterprises, thereby reducing the financial burden on these companies [1][2]. Group 1: Background Situation - Specific occupational workers face significant challenges in obtaining workers' compensation due to the lack of labor relationship documentation, making it difficult to recognize work-related injuries and receive economic compensation [2]. - The demand for workers' compensation insurance has increased among various sectors, including elderly workers and domestic service personnel, highlighting the urgent need for these workers to have access to insurance coverage [2]. Group 2: Main Practices - The policy emphasizes a balance of rights and obligations, addressing the key issues in workers' compensation for specific occupational workers through voluntary insurance participation [3]. - The policy explicitly includes four categories of workers: elderly individuals, interns, medical trainees, and domestic service workers, with a maximum age limit of 70 years for eligibility [4]. Group 3: Comprehensive Deployment - Training sessions have been organized to ensure a unified understanding of the policy, with efforts to enhance awareness at various administrative levels [5]. - The policy has been actively promoted through press conferences, thematic campaigns, and outreach to relevant sectors, ensuring that different demographics receive tailored information [5]. Group 4: Service Quality Improvement - Collaboration with industry authorities has been strengthened to encourage eligible employers to participate in the insurance scheme, ensuring that specific occupational workers receive the same level of service as legally insured employees [6]. - The process for insurance enrollment and payment has been streamlined to facilitate timely participation for interested employers [6]. Group 5: Lessons Learned - The policy is centered on addressing the urgent needs of the community, effectively alleviating the burden on employers while ensuring that workers receive necessary protections [7]. - The initiative reflects a proactive approach in the absence of national policy support, demonstrating a commitment to addressing local needs through thorough research and policy development [8]. - The policy formulation process has carefully considered the potential impacts on existing social insurance rights, ensuring that the rights of both specific occupational workers and legally insured employees are protected [9].