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玉米收获期气象指数保险
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中华财险德州中支闻"汛"而动,坚定守护“德州粮仓”
Qi Lu Wan Bao· 2025-10-14 09:27
Core Viewpoint - The company has taken proactive measures to support farmers in Dezhou amid adverse weather conditions, ensuring their agricultural production and financial stability through various initiatives and innovative insurance products [1][3][12]. Emergency Response - The company established a leadership group for disaster claims and a unified emergency response system, enabling coordinated efforts across all levels [3]. - A dedicated hotline (95585) was set up for farmers to seek assistance, with a specialized team conducting damage assessments across 1,840 villages, covering approximately 140.8 million mu of affected farmland, achieving over 99% completion in damage assessment [3][12]. Disaster Prevention and Mitigation - The company implemented a multi-channel communication strategy to provide timely weather updates and disaster prevention guidance to farmers, collaborating with local meteorological authorities [5]. - It organized training sessions and disseminated technical advice to help farmers mitigate losses, while promoting drying services to prevent post-harvest losses [5]. Material Support - The company procured and distributed emergency equipment, such as water pumps, to assist farmers in managing waterlogging and drainage issues, deploying 90 pumps across nine districts by the end of September [7]. Innovative Insurance Products - The company developed a range of specialized insurance products tailored to the needs of farmers, including various weather and crop quality insurances, which have seen significant uptake, covering 21.37 million mu and providing 1.55 billion yuan in risk protection [9]. Technological Integration - The company integrated advanced technologies, including satellite remote sensing and drone platforms, to enhance the efficiency of disaster assessments and claims processing, ensuring timely compensation for farmers [12].