Core Points - The article discusses the optimization of maternity allowance disbursement in the province, effective from November 1, 2023, with direct payments to the insured individuals' accounts [1] - The new process aims to streamline the application and payment system for maternity benefits, reducing administrative burdens and enhancing efficiency [1] Summary by Sections Maternity Allowance Disbursement - Maternity allowance will be directly deposited into the accounts of eligible insured employees starting November 1, 2023 [1] - Employees who meet the "exemption from application" criteria or apply for maternity allowance with necessary documentation will receive payments after approval from the medical insurance agency [1] - Payments will be made within 10 working days from the date of application acceptance [1] Payment Methods - Local medical insurance agencies can choose between one-time or monthly payment methods, encouraging balanced payments during the employee's leave [1] - For employees who give birth in hospitals before November 1, 2025, maternity allowances will continue to be disbursed through the original channels [1] Process Optimization - The province's medical insurance system is implementing a closed-loop management model focusing on data sharing, which includes automatic verification, intelligent reminders, convenient processing, feedback, and risk prevention [1] - The system will utilize key information from designated medical institutions and the provincial business data sharing platform to match eligibility for claims, reducing manual errors and submission burdens [1] - Employees will receive application reminders through multiple channels, and they only need to confirm their account information via the national medical insurance service platform or local channels to initiate the automatic review and payment process [1]