Core Points - The article discusses the optimization of maternity allowance disbursement in the province, effective from November 1, 2023, with direct payments to the insured individuals' accounts [1] - The new process aims to streamline the application and payment system for maternity benefits, reducing administrative burdens and enhancing efficiency [1] Summary by Sections Maternity Allowance Disbursement - Maternity allowance will be directly deposited into the accounts of eligible insured employees starting November 1, 2023 [1] - Employees who meet the "exemption from application" criteria or apply for maternity allowance with necessary documentation will receive payments after approval from the medical insurance agency [1] - Payments will be made within 10 working days from the date of application acceptance [1] Payment Methods - Local medical insurance agencies can choose between one-time or monthly payment methods, encouraging balanced payments during the employee's leave [1] - For employees who give birth in hospitals before November 1, 2025, maternity allowances will continue to be disbursed through the original channels [1] Process Optimization - The province's medical insurance system is implementing a closed-loop management model focusing on data sharing, which includes automatic verification, intelligent reminders, convenient processing, feedback, and risk prevention [1] - The system will utilize key information from designated medical institutions and the provincial business data sharing platform to match eligibility for claims, reducing manual errors and submission burdens [1] - Employees will receive application reminders through multiple channels, and they only need to confirm their account information via the national medical insurance service platform or local channels to initiate the automatic review and payment process [1]

Core Viewpoint - The National Medical Insurance Administration is actively promoting the optimization of maternity allowance distribution processes across various regions, aiming to enhance public satisfaction by directly disbursing maternity allowances to individuals [1]. Summary by Relevant Sections - **Implementation of Direct Disbursement**: Since June, provinces such as Hebei, Zhejiang, Jilin, Yunnan, and Henan have fully implemented the direct disbursement of maternity allowances to individuals. Sichuan has also announced that it will start this process on September 1 [1]. - **Coverage of Direct Disbursement**: Currently, 20 provinces (including the Xinjiang Production and Construction Corps) have fully realized the direct disbursement of maternity allowances to individuals. This includes provinces like Hebei, Shanxi, Inner Mongolia, Jilin, Heilongjiang, Shanghai, Zhejiang, Fujian, Shandong, Henan, Hubei, Hainan, Chongqing, Sichuan, Yunnan, Tibet, Gansu, Qinghai, Ningxia, and Xinjiang Production and Construction Corps, covering nearly 80% of the coordinated areas [1].

Core Viewpoint - The central government has issued guidelines to improve and guarantee people's livelihoods, specifically focusing on the direct issuance of maternity insurance benefits to insured individuals [1]. Group 1: Policy Implementation - The National Healthcare Security Administration is actively promoting the optimization of maternity benefit distribution processes across various regions to foster a family-friendly society [2]. - As of June 12, nearly 60% of the national insurance areas have implemented direct payments of maternity benefits to individuals, with 13 provinces successfully doing so [2]. - Yunnan Province has announced plans to fully implement direct payments of maternity benefits by the end of July [2]. Group 2: Regional Distribution - The provinces where maternity benefits can be directly issued to individuals include Shanxi, Inner Mongolia, Heilongjiang, Shanghai, Fujian, Shandong, Hubei, Hainan, Chongqing, Gansu, Qinghai, Ningxia, and Xinjiang Production and Construction Corps [2].