Core Insights - The total balance of various loans in both domestic and foreign currencies in Qinghai Province has exceeded 800 billion yuan, reaching 808.67 billion yuan as of the end of September [1] - The total deposit balance in the province is 860 billion yuan, showing a year-on-year growth of 6.7% [1] Loan and Deposit Overview - The balance of loans includes all outstanding principal amounts issued by financial institutions to domestic and foreign borrowers, including individuals, enterprises, and governments [2] - Loans in manufacturing and infrastructure sectors have been increasing, with consumer loans also growing rapidly, contributing to overall consumption growth in the province [2] Green Finance Initiatives - The People's Bank of China in Qinghai is promoting green finance by expanding the product system and establishing a green finance assessment mechanism [2] - From January to September, 7.19 billion yuan was allocated for carbon reduction support tools, leading to the issuance of carbon reduction loans totaling 11.98 billion yuan, resulting in a carbon reduction of 4.513 million tons [2] - The balance of green loans reached 224.55 billion yuan, an increase of 21.38 billion yuan since the beginning of the year, accounting for 97.8% of the total loan increment [2] Technology and Innovation Financing - A technology finance ecosystem tailored to Qinghai's characteristics has been established, with 3.65 billion yuan in loans provided to 23 technology innovation enterprises and 34 technological transformation projects [3] - Interest subsidies of 5.579 million yuan were provided for technological transformation projects, and two enterprises issued technology innovation bonds totaling 600 million yuan [3] Inclusive Finance Growth - Inclusive finance has seen continuous growth, with the balance of loans to the private economy reaching 142.9 billion yuan, a year-on-year increase of 4.5% [5] - The balance of inclusive microloans reached 52.82 billion yuan, growing by 10.6% year-on-year [5] - The balance of loans in 15 key counties receiving national support reached 47.78 billion yuan, with a year-on-year growth of 15.1% [5]