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境内首发!工商银行试点推出万事达“10+1”多币种借记卡
Cai Jing Wang· 2025-12-05 03:41
Core Viewpoint - The Industrial and Commercial Bank of China (ICBC) has launched the first set of multi-currency debit cards in collaboration with Mastercard, aimed at enhancing cross-border payment services and supporting China's dual circulation strategy and high-level opening-up [1] Group 1: Product Features - The new debit card series includes the Xianglu Gold Card and the Pixiu Platinum Card, integrating a Renminbi account with accounts in 10 major foreign currencies [1] - Supported currencies include USD, EUR, CAD, AUD, NZD, GBP, HKD, CHF, JPY, and SGD, allowing cardholders to choose the corresponding foreign currency account for cross-border transactions [1] - The product aims to reduce common costs associated with dynamic currency conversion and multiple exchange rate conversions in traditional cross-border payments [1] Group 2: Customer Benefits - The card series offers various user benefits, including annual fee waivers, tailored for scenarios such as outbound tourism, overseas study, cross-border e-commerce, and international business travel [1] - The initiative is designed to provide a safe, efficient, intelligent, and convenient integrated payment experience for users both domestically and internationally [1] Group 3: Strategic Collaboration - ICBC plans to deepen its collaboration with Mastercard, focusing on areas such as card management, consumption stimulation, and payment innovation [1] - The goal is to continuously enrich the multi-currency payment product matrix and expand high-value application scenarios, contributing to the high-quality development of China's payment industry and its high-level opening-up [1]