Core Insights - The launch of the "2026 Full-Cycle Wealth Retirement Plan" by Shouhui Group and its subsidiaries aims to address the public's demand for certainty in wealth planning amid an aging population and low-interest environment [1][2] - The core challenge in retirement planning has shifted from insufficient wealth accumulation to ensuring that accumulated wealth can be safely and steadily converted into sustainable lifelong income [2][5] Product Offerings - Three jointly customized products were introduced: "Furui Future (Immediate Version) Retirement Annuity," "Fuxiang Nian Nian (Starry Version) Annuity Insurance," and "Zengduoduo No. 9 Increasing Whole Life Insurance," which together form a comprehensive wealth retirement solution [1][2] - "Zengduoduo No. 9 Increasing Whole Life Insurance" focuses on long-term, stable, and certain growth of wealth, with cash value increasing at a fixed compound interest rate, unaffected by market fluctuations [2][3] - "Fuxiang Nian Nian (Starry Version) Annuity Insurance" is designed for quick returns, providing stable cash flow for education, lifestyle enhancement, or pre-retirement income [3] - "Furui Future (Immediate Version) Retirement Annuity" allows investments up to age 70 and offers immediate income post-payment period, ensuring lifelong retirement income [3] Industry Trends - The relationship between insurance intermediaries and insurance companies is evolving from simple channel cooperation to a deep symbiotic ecosystem involving joint insights, development, and services [3][5] - The aging population in China is leading to a significant increase in the elderly demographic, with 297 million people aged 60 and above by the end of 2023, representing 21.1% of the total population [1][2] Company Strategy - Shouhui Group emphasizes a customer-centric approach, aiming to be a reliable company that transcends economic cycles [4] - The focus is on comprehensive planning based on individual family structures, income, and life goals, rather than merely stacking products [4][5] - The collaboration has resulted in the launch of seven exclusive customized products since 2023, with total premiums exceeding 700 million yuan [3]