Core Viewpoint - The article emphasizes Huishang Bank's commitment to integrating ESG governance into its financial services, focusing on technology finance, green finance, inclusive finance, pension finance, and digital finance to support the national strategic layout and contribute to the development of the Yangtze River Delta region [6]. Group 1: Technology Finance - Huishang Bank has issued 20 billion yuan in technology-themed financial bonds and provided loans of 22.875 billion yuan to the new energy vehicle industry, reflecting a year-on-year growth of 40.75% [9]. Group 2: Green Finance - The bank has established a green finance action plan for 2022-2025 and a comprehensive service plan, resulting in a green loan balance of 115.88 billion yuan, which is a 40.6% increase from the beginning of the year [12][10]. Group 3: Inclusive Finance - Huishang Bank has focused on high-quality development in county-level institutions, increasing its inclusive small and micro enterprise loan balance to 154.399 billion yuan, an 18.3% increase, serving 267,000 customers [14]. Group 4: Pension Finance - The bank has developed 102 specialized bank outlets for elderly services and has provided pension distribution services to nearly 650,000 households, totaling 15 billion yuan [15]. Group 5: Digital Finance - Huishang Bank has initiated 54 financial technology projects and has seen technology investment exceed 1.39 billion yuan, accounting for 4% of its operating income [18][17]. Group 6: Corporate Governance and Risk Management - The bank has implemented a comprehensive risk management system focusing on digitalization, enhancing its risk prevention capabilities through improved data, models, and processes [31]. Group 7: Talent Development - Huishang Bank is optimizing its talent management mechanisms to build a skilled workforce that can adapt to industry changes and drive high-quality development [34]. Group 8: External Branch Development - The bank is enhancing the development of its branches outside the province by focusing on transaction banking, investment banking, and custody services, aiming for a differentiated development model [35].

来源：环球网 2024年，徽商银行认真践行金融工作政治性、人民性，全力做好金融"五篇大文章"，积极服务国家和区 域战略，在金融助力地方经济社会发展中交出了一份高质量成绩单。 截至2024年末，徽商银行资产规模突破2万亿元，近两年连跨5个千亿台阶，存贷款规模均超万亿，营业 收入、净利润保持正增长。在中国银行业100强排名第24位，全球银行1000强排名第112位，较上年提高 11位，综合实力实现新跨越。 综合实力显著跃升，经营业绩再创新高 徽商银行2024年度业绩报告显示，该行综合实力显著跃升，经营业绩再创新高，全行本外币资产总额人 民币20，137.53亿元，其中贷款余额10021.66亿元；存款余额11，389.66亿元。实现净利润159.17亿元， 较上年增加6.18%。 2024年，徽商银行聚焦核心板块，业务发展稳健均衡，量质并举，强化公私业务联动，母子公司协同， 健全客户服务体系，切实增强市场竞争力。不断优化对公综合服务，高效响应客户需求，提供"一揽 子"综合金融服务，对公存、贷款市场份额达19.26%、11.95%，余额、新增额均排名安徽省同业前列。 搭建个人客户数字化经营体系，个人客户数超2600 ...

2024年，徽商银行有效扩大资产规模、优化业务结构、提升资产质量、全力做好金融"五篇大文章"， 积极服务地方经济发展，主要经营指标实现新跃升。 数据显示，2024年末，徽商银行资产总额突破2万亿元，较上年末增长近11.5%。2024年，该行实现营业 收入371.28亿元，同比增幅2.1%；实现净利润159.17亿元，同比增幅6.18%。 2025年，徽商银行将迎来正式挂牌成立二十周年。 徽商银行表示，将坚持金融工作政治性、人民性，扎实做好金融"五篇大文章"，持续推进"九大提升工 程"走深走实，深化转型发展，增强专业能力，奋勇争先进位，全力搭建"大资负""大风控""大科技"管理体 系，高质量实现"打造优秀地方主流银行"的战略目标。 同时，徽商银行加强负债成本管控，推动内外部定价精细化，截至2024年末，该行计息负债平均成本率 较年初下降14BP，其中，客户存款平均成本率较上年下降9个BP，负债成本管控成效显现。 年报显示，2024年 徽商银 行 积极应对低利率市场环境，加快个人金融业务转型步伐，坚持做大个人金融 资产规模，持续发力核心个人客户存款拓展，实现了个人客户存款的较快增长和市场份额的有效提升。截 至20 ...