Core Viewpoint - The Jiangsu financial regulatory bureau has implemented a comprehensive mechanism to enhance financing accessibility for small and micro enterprises, achieving significant results in loan issuance and satisfaction levels among businesses [1][2]. Group 1: Financing Support for Key Sectors - Strong support for private enterprises has been established, with a loan balance of 7.9 trillion yuan, reflecting a year-on-year growth of 10.7% [2]. - Initiatives have been launched to stabilize foreign trade enterprises, providing credit support of nearly 500 billion yuan to 27,000 foreign trade companies this year [2]. - A tiered service approach for micro-enterprises has been initiated, resulting in an increase of 230,000 individual business loan accounts compared to the previous year [2]. - Financial talent has been mobilized to empower rural revitalization, creating a service model that combines financial expertise with grassroots governance [2]. Group 2: Service Innovations in Financial Support - A refined enterprise profiling system has been developed to enhance credit assessment efficiency by integrating various data sources [3]. - A diversified product matrix has been introduced to meet the comprehensive needs of enterprises, with over 6.5 trillion yuan in loans issued under government-bank cooperation [3]. - Specialized bank-enterprise activities have been organized to assist businesses in market expansion and consumer engagement [3]. - The "Su Yi Rong" inclusive financial service platform has been upgraded to facilitate access to various financial products for enterprises [3]. Group 3: Mechanisms for Efficient Operation - An incentive mechanism has been established to encourage banks to actively participate in small and micro enterprise financing, with performance evaluations linked to financing outcomes [4]. - A cost-reduction mechanism has been implemented, resulting in a 34 basis point decrease in the interest rates for newly issued inclusive small micro loans this year [4]. - A support mechanism has been created to assist struggling enterprises, including a "joint diagnosis" approach to help restore creditworthiness [4]. Group 4: Ensuring Effective Coordination - The Jiangsu financial regulatory bureau has swiftly established a working mechanism to guide banks in providing effective financial services [5]. - A large-scale outreach initiative has been launched to enhance financial service penetration, conducting nearly 50 bank-enterprise matching events this year [5]. - A comprehensive promotional campaign has been initiated to increase awareness of financial services and products available to businesses [5].