在南京这片创新热土上，科技型中小企业如同等待破土的种子，其茁壮成长离不开金融"活水"的精准灌 溉。近日，由紫金投资集团旗下紫金担保、创投集团、联交所与合作银行四方联合推出的"投贷保联 动"创新金融服务产品"创易融"成功落地，为南京深入推进科创金融改革试验区建设助力添彩。 紫金担保近年来加快构建多元产品体系，相继推出"紫易担""担易贷""设备担"等多种创新特色产品，以 创新之力多维赋能企业发展，累计为近1万家企业提供了超510亿元的担保服务。紫金担保相关负责人表 示，作为地方金融服务的重要力量，将不断深化改革创新、提升服务效能，持续深化与各方的协同合 作，丰富适配不同产业场景的金融产品，以更精准的担保服务为企业注入动能，为南京现代化产业体系 建设和经济高质量发展贡献坚实的担保力量。 刘晓兰 在工业自动化领域深耕十余年的南京思来智能科技有限公司，近日成功获得990万元"创易融"资金支 持。"这笔'及时雨'解了我们的燃眉之急，让企业研发资金得到充实。"公司相关负责人激动地表示。 "创易融"产品由紫金担保对创投集团管理或参与基金股权投资的企业提供快捷高效的"见投即保"增信服 务；同时依托南京金服平台建立线上申请通道， ...

Core Insights - The rapid growth of technology-based SMEs in Nanjing is significantly supported by financial services, particularly through the efforts of Zijin Guarantee, which addresses the financing challenges faced by these companies [1][2]. Group 1: Financing Solutions - Zijin Guarantee has effectively broken through the financing bottleneck for SMEs by offering innovative products and reducing costs, thus playing a crucial role in promoting inclusive finance and innovation in the region [1][2]. - The upgraded "Ningke Loan" product now covers all high-tech enterprises and technology-based SMEs, with a maximum loan amount increased to 20 million yuan, and interest subsidies provided for first-time borrowers [2]. - The introduction of the "Ziyi Guarantee" product allows for easier application and approval processes, with a maximum limit of 10 million yuan and discounts on guarantee fees for technology enterprises [2]. Group 2: Case Studies and Impact - A specific case involved a technology-based SME in Nanjing that received a 3.9 million yuan guarantee loan through the "Ziyi Guarantee" product, highlighting the timely support provided by Zijin Guarantee [3]. - The collaboration between Zijin Guarantee and Nanjing Bank marks the first instance of the "Ziyi Guarantee" product being utilized, indicating a commitment to expanding partnerships to support the real economy [3]. - Zijin Guarantee aims to enhance its service quality and innovate its models to contribute to the establishment of a financial reform pilot zone for scientific and technological innovation in Nanjing [3].