Core Insights - The rapid growth of technology-based SMEs in Nanjing is significantly supported by financial services, particularly through the efforts of Zijin Guarantee, which addresses the financing challenges faced by these companies [1][2]. Group 1: Financing Solutions - Zijin Guarantee has effectively broken through the financing bottleneck for SMEs by offering innovative products and reducing costs, thus playing a crucial role in promoting inclusive finance and innovation in the region [1][2]. - The upgraded "Ningke Loan" product now covers all high-tech enterprises and technology-based SMEs, with a maximum loan amount increased to 20 million yuan, and interest subsidies provided for first-time borrowers [2]. - The introduction of the "Ziyi Guarantee" product allows for easier application and approval processes, with a maximum limit of 10 million yuan and discounts on guarantee fees for technology enterprises [2]. Group 2: Case Studies and Impact - A specific case involved a technology-based SME in Nanjing that received a 3.9 million yuan guarantee loan through the "Ziyi Guarantee" product, highlighting the timely support provided by Zijin Guarantee [3]. - The collaboration between Zijin Guarantee and Nanjing Bank marks the first instance of the "Ziyi Guarantee" product being utilized, indicating a commitment to expanding partnerships to support the real economy [3]. - Zijin Guarantee aims to enhance its service quality and innovate its models to contribute to the establishment of a financial reform pilot zone for scientific and technological innovation in Nanjing [3].